45Cash online installment loan for bad credit and get up to $5000. Get the cash you need. 45Cash simple form process and fast approvals are our advantage. apply now. 45Cash No hidden fees, same-day approval Get a loan offer right now. 45Cash installment loans allow you to get cash in a secure and timely manner.
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45Cash
Partners in Online Lending
Who is 45Cash?
We’re a well-established and reputable business that cares about our customers. We aim to make sure that our customers have an easy journey when they use our services and we always want to make sure they are well informed about the choices they have as well as being aware of any possible risks involved with committing to a short-term high-interest loan.
45Cash offer free and straightforward services without any hidden fees or charges on our part. And as we care about your comfort and safety, we enable you to submit a request without having to worry about any obligations or threats to your data security.
Life can be unpredictable. At 45Cash we do our best to offer fast and safe solutions in any challenging situation. We implement the highest security standards, as well as calibrated automated processes to make your experience with us not only useful, but utterly pleasant as well!
What is the procedure for submitting an online loan form?
Applying for a loan online with 45Cash is pretty straightforward. You will need to inform our lenders of some details about your personal and financial circumstances and in most cases, you will receive a decision within a minutes. If your loan application is successful, you will complete your credit agreement directly with your approved lender.
Before your loan is approved your credit provider will carry out an affordability check and a soft credit search to make sure you meet the requirements of their decision process.
If successful, you could have the money in your bank account the same day (this can depend on the time of day you apply and the capabilities of your credit provider).
Reasons to request with 45Cash
Speed. Submitting your loan application through 45cash.org means you should receive a decision in less than a minutes. If approved, the money can often reach your account within 10 minutes or a same day, maybe next business day. (The time it takes for your money to be transferred to your account can vary and will depend on your direct lenders or bank’s policies and procedures).
Easy form process. Almost everything can be completed online – from completing your application to signing your credit agreement. The 45Cash website is fully mobile optimised so you can manage your application process from anywhere.
Online safety. Online safety is always important, especially when you are submitting personal financial details. Our 256 bit encryption technology means your personal information always kept safe and secure while we find you the best loan offer.
No collateral. 45Cash’s network of lenders offer unsecured loans, which means you won’t have to provide any collateral in order to qualify.
All credit types accepted. Even if you don’t have a great credit score, we may still be able to find you a loan through one of our specialist partners. We do not charge a fee for our service and we won’t perform a credit check – so you can apply online with confidence.
Installment Loans Online up to $5000
Need quick cash, but need more time to pay back than a payday loan? Installment loans offer quick cash with payments over time.
Here at 45cash.org we offer APR rates ranging from 4.95% minimum to 35.95% maximum. The APR you may be offered depends on different factors, including your personal situation and financial standing. By completing our loan offer form you shall receive details of the APR and full terms of any loan offered to you.
The actual interest rate you may be offered depends on several factors: your credit score, financial history, income, etc. Contact your lender for more information about the APR you may receive and the terms of your loan agreement.
| Minimum | Maximum |
| 65 days | 84 months |
If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219,79 each month. The total amount payable will be $2,637, with a total interest of $137,48.
45cash.org is not a lender and we cannot predict what fees and interest rate will be applied to the loan you will be offered. It is your lender that will provide all the necessary information about the cost of the loan. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. 45cash.org service is free of charge, and you are under no obligation to accept the terms that the lender offers you.
When you accept the terms and conditions for a loan, you enter into a commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by lender, and as 45cash.org is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. For more information, please contact the lender directly if you have any issues relating to your loan repayment.
45cash.org is not a lender and we do not check your credit standing and credit capacity. When you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. However, some lenders may carry out a credit check to ascertain your eligibility for a loan. Most likely they will turn to any of the three major credit bureaus (Transunion, Experian, and Equifax) that is in most cases considered a hard inquiry and may affect your credit score.
45cash.org is not a lender. As such, we are not involved in any debt collection practices and cannot make you aware of any of them. Your lender will specify their collection practices in your loan agreement. If you have any questions regarding the issue, please, address them to your lender. For more information visit our page for Responsible Lending. 45cash.org itself isn’t involved in debt collection.
Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available with your lender. Be sure to carefully peruse the renewal policy presented in the agreement before you sign the documents.
Disclaimer: 45cash.org is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5,000. Not all lenders can offer you amounts up to $5,000. Our service is not available in all states. Submission of a request through this website does not guarantee that you will receive a loan offer or an offer you’ll be satisfied with. Funds transfer time may vary depending on your lender and/or financial institution. If you have any questions about your loan, please contact your lender directly. Credit checks may be performed with the three reporting credit bureaus: Experian, Equifax, and TransUnion. Submission of a request means you are authorizing the lenders to check your creditworthiness and your personal details.
This service is not a solicitation for loan products and does not constitute a loan offer for any loan products that are prohibited by state law. This service is void where prohibited.
State Availability: Not all lenders from our system operate in all US states. Residents of some US states may not be eligible for loan products in accordance with their legislation. By selecting your State at the start of our loan offer process, you shall be informed of any limitations regarding obtaining a loan if you reside in individual US states.
This website collects personal information and transfers it to its third-party partners.
The website contains links to third-party websites. Accessing them may result in a commission.
Please note that personal loans should not be treated as financial cure-it-all. If you have major budget difficulties, consult specialists first.